Finance · Accounting · Controls · Advisory
Maliyaat helps ambitious businesses build reliable finance functions, stronger controls, and decision-ready reporting.
Finance operating system
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What changes with clarity
Reliable numbers are only the beginning.
Maliyaat connects accounting, reporting, controls, systems, and commercial insight so leaders can understand performance, act on risks, and make decisions with greater confidence.
See how we workWhat we do
Support can begin with a defined project or extend into an ongoing finance partnership. Every scope is matched to the needs, systems, and stage of the business.
Reliable day-to-day accounting support without the disruption and overhead of building every role internally.
Experienced finance leadership for growing businesses that need stronger insight without a full-time CFO.
Purpose-built reports that turn operating and financial information into a clearer view of performance.
Practical controls that protect information, reduce process risk, and prepare finance teams for scrutiny.
Finance-process and software support that helps teams work more accurately, efficiently, and consistently.
A focused response when the issue falls outside routine reporting or requires independent analysis.
Selected impact
Examples from Lubna Mehmood’s finance, controls, and transformation experience.
Following SAP-related process redesign and remote employee training for an international assignment.
After establishing risk-based internal audit and supporting management and regulatory follow-up.
Across manufacturing, services, and nonprofit organisations during Big Four audit training.
Reviewed monthly accounts for a Dubai business, traced prior-year errors affecting current balances, and supported corrections for tax preparation and audit readiness.
Founder-led advisory
Founder
Chartered Accountant and finance transformation specialist
Connect on LinkedInLubna brings more than 15 years of experience across audit, financial analysis, costing, internal controls, reporting, and finance-process improvement.
Her experience includes Big Four audit training at Ernst & Young, internal-audit work with Unilever Pakistan, finance leadership in Pakistan and the UAE, and consulting assignments connected with the UAE, Singapore, and Thailand.
She is known for getting close to the detail, making complex financial issues understandable, and turning analysis into practical recommendations for senior decision-makers.
SAP
EPICOR
Microsoft Dynamics
Xero
QuickBooks
Zoho
How we work
Understand the business, the finance process, and the decision or risk that needs attention.
Correct critical gaps, restore reliable information, and establish a dependable operating rhythm.
Improve controls, reporting, roles, and systems so the finance function works with greater consistency.
Transfer knowledge, train the team, and leave management with clearer information for the next decision.
When to call Maliyaat
Your business is growing faster than its finance processes.
Month-end reporting is late, unreliable, or difficult to interpret.
You need CFO-level insight without a full-time appointment.
Controls, reconciliations, or audit preparation need attention.
A finance system or workflow is creating errors rather than clarity.
Start a conversation
Tell us briefly about your business, the issue in front of you, and your ideal timeframe. We will reply directly to arrange an initial conversation.
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